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Account
Type
|
Annual
Percentage Yield *
|
Minimum
to Open
|
Minimum
to earn
Dividend
|
Dividend
Frequency
|
| Regular
Share |
1.67% |
$10.00 |
$100.00 |
Monthly |
Christmas
Club
(term varies depending on opening date) |
1.67% |
$10.00 |
N/A |
Annually |
| Share
Draft (Checking) |
0.75% |
$50.00 |
$100.00 |
Monthly |
| IRA-Traditional |
4.00% |
$10.00 |
N/A |
Monthly |
| IRA-ROTH |
4.00% |
$10.00 |
N/A |
Monthly |
| IRA-Coverdell
ESA |
4.00% |
$10.00 |
N/A |
Monthly |
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Dividends
and annual percentage yields may change
monthly, as determined by the Board of
Directors. Rates are subject to change
after account is opened. Credit Union membership is $100.00 par value.
Penalties may be imposed on early
withdrawals, as applicable. |
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Term
|
Annual
Percentage Yield *
|
Minimum
to Open
|
Dividend
Frequency
|
| 6-month |
4.25% |
$1,000.00 |
Monthly |
| 1-year |
4.00% |
$1,000.00 |
Monthly |
| 2-year |
4.00% |
$1,000.00 |
Monthly |
| 3-year |
4.00% |
$1,000.00 |
Monthly |
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Dividends are credited to your Regular Share account or back to certificate. Share Certificate rates are fixed and will be in effect for the term of the account. Penalties may be imposed on early withdrawals, as applicable. |
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to the top
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| Loan
Products |
|
Loan
Type
|
Conditions
|
Approximate
Term
|
Annual
Percentage Rate
|
| Share-Secured
Loan |
100%
Share Secured |
-
|
2.50% |
|
Repayment
Example |
|
New Auto Loan
as low as |
4.50%* |
|
Used Auto Loan
as low as |
5.00%* |
| *The rate stated is based on an evaluation of applicant credit, auto payment, and loan and collateral protection. Your actual rate may vary. |
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Repayment
Example |
| Personal
Loan
as low as |
7.50%** |
| **The rates stated are based on an evaluation of applicant credit and auto payment. Your actual rate may vary. |
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Repayment
Example |
| Consolidation
Loan
as low as |
11.50%** |
| **The rates stated are based on an evaluation of applicant credit and auto payment. Your actual rate may vary. |
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Repayment
Example |
| Overdraft
Protection |
up
to $2,500 |
Revolving |
14% |
| Loan advances done in $50.00 increments. Monthly payment for loan balances up to $1,500.00 is $50.00. Monthly payment for loan balances from $1,500.01 to $2,500.00 is $100.00. $2,500.00 maximum loan amount. |
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Repayment
Example |
| 15
year Mortgage
Loan |
--------------------------- |
Call
for latest rates |
| 30
year Mortgage
Loan |
--------------------------- |
Call
for latest rates |
| Home
Equity Loan |
--------------------------- |
Call
for latest rates |
| Land
Loans |
--------------------------- |
Call
for latest rates |
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10.25% |
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Rates
on this page are current through 03/03/2008; and
are subject to change at any time without notice.
Contact us for applicable rates after this date. (808)
244-7968 |
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